Okay, here's the warning - today's blog might just sound like me bitching but I've got to say it. Am I the only one who's parents taught them to save money, spend thrifty, and not go into huge, unnecessary debt???? Now I'm not talking about those who have had life changing events that throw them to financial ruin. I'm talking about going out and buying things - ridiculous things - on credit and struggling to pay them off. Or buying a car when you really don't need one, and getting a too large monthly payment that you choose to pay over your mortgage or rent. My father was wise when it came to money - he didn't have two dimes to rub together as they say when he and mom got married. He worked two jobs, and later she worked nights. They saved, chose to drive used cars - which by the way were still running when my parents died - and live below their means.
I know I've shared with you about how cheap I am, and boy am I glad. I've been able to afford to stay at home with my daughter - which by the way was a decision I am truly proud of and took a lot of budgeting. Living on one income had been difficult, but very rewarding. I don't have a new car, or a closet of clothes I don't need. I reuse, repurpose, recycle as much as I can. I do my own stunts - lawn care, housecleaning, home repairs and maintenance. And each time I do, I can feel my father's pride of how my money is in the things that matter - not in a car that depreciates as soon as you make the first payment, or in a credit card bill that shows the wasted money spent on eating out and material things.
I know I'm not the normal - nor am I normal! I don't need to spend money to feel good. I need to SAVE money to feel good. But for those who have chosen to spend, well, stop the whining! Live with the choices made. But it's not too late - start putting it to better use. Don't expect a magic fairy to come. The government can't fix these problems. Pay the bills - mortgage first. Get off the couch and get another job if necessary. But stop crying like it isn't something that you've done to yourself.......
Please note that I don' t mean to offend anyone - just needed to vent!
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